Professional Bankruptcy Attorney (lawyer) legal
services in Toledo, Northwood,
Sylvania, and the surrounding Northwest Ohio communities.
"We are a debt relief agency....
We help people file for bankruptcy."
Once
viewed as a financial death sentence, the negative stigma of a
personal bankruptcy
does not carry the same sting as it used to. Today, a
bankruptcy is now often seen as a way to get a fresh
start by actually repairing your credit over a period of
time.
With the current state of
the economy, and the realization that part of the
responsibility for our economic state is due to the roll
which lenders and credit organizations have played, it
is expected that a bankruptcy may not affect your
financial future as much as it does even today.
With offices
conveniently located in Northwood and Sylvania, Ohio, Hizer & Schimmel provides
professional bankruptcy attorney(lawyer) legal services for the greater Toledo
and Northwest Ohio area.
If you are facing
a potential bankruptcy, you should seek
detailed and aggressive bankruptcy
legal representation.
It is also important to have a voice of experience on
your side. Contact Hizer & Schimmel today by calling
(419) 693-0911
(Toledo & Northwood Area) or
(419) 841-3600
(Sylvania Area)
to see how we may be able to help you.
As far as
a personal bankruptcy, there are
essentially two main types of bankruptcies:
Chapter 7 Bankruptcy:
If successful, a chapter 7 bankruptcy
is
designed to wipe out
your debts, allowing you to get a "Fresh Financial
Start".
Typically an individual who
files for a Chapter 7 bankruptcy has a large
credit card debt which may include multiple credit
cards, various unsecured bills with may be associated
with various assets which the payment status may or may
not be delinquent.
Chapter 13 Bankruptcy:
If successful, a chapter 13 bankruptcy
is
designed to
restructure of the debt in a manner which is considered
manageable to repay the dept.
Those who are more likely to
file for a Chapter 13 bankruptcy are individuals
who seek to hold on to possessions such as a home,
multiple vehicles, or other property or assets.
Regarding
bankruptcy legal needs, Hizer & Schimmel has the experience and
resources to effectively guide you through the bankruptcy legal process. We always strive to
provide the highest
standard of legal representation to aggressively pursue your bankruptcy legal goals.
If you are
contemplating filing for bankruptcy, and need to seek
experienced legal advice
and representation from a qualified bankruptcy
attorney (lawyer), please call our office to schedule a confidential legal
consultation
by calling
(419) 693-0911
(Toledo & Northwood Area) or
(419) 841-3600
(Sylvania Area).
