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Chapter 13 Bankruptcy
Professional Chapter 13 Bankruptcy Attorney (lawyer) legal
services in Toledo, Northwood,
Sylvania, Bowling Green, and the surrounding
Northwest Ohio communities.
 A
chapter 13 bankruptcy, unlike a
Chapter 7 bankruptcy,
does not provide a release of debt, but rather a
restructuring of the debt in a manner which is
considered manageable to repay the dept.
Many times the debt to be
paid back may be less that currently owed through
negotiation. In a Chapter 13 bankruptcy, a debtor
proposes a repayment plan to the creditors, over a 3 to
5 year period, in a good faith proposal to pay off all
or part of the debts from the debtor's future income.
With offices
conveniently located in Northwood, Sylvania,
and Bowling Green, Ohio, Hizer & Schimmel provides
professional chapter 13 bankruptcy attorney
(lawyer) legal services for the greater Toledo
and Northwest Ohio area.
If you are facing
a potential chapter 13 bankruptcy, you should seek
detailed and aggressive chapter 13 bankruptcy
legal representation.
It is also important to have a voice of experience on
your side. Contact Hizer & Schimmel today by calling
(419) 693-0911
(Toledo & Northwood Area),
(419) 841-3600
(Sylvania Area),
or
(419) 353-2400
(Bowling Green area)
to see how we may be able to help you.
A Chapter 13 bankruptcy
can:
-
Prevent
the foreclosure of a home;
-
Make up
delinquent car or mortgage payments;
-
Pay back
taxes;
-
Stop
interest from accruing on your tax debt (local,
Florida state, or federal);
-
Keep
valuable property which is non-exempt in a
bankruptcy;
-
And
manage other financial situations which may be
affected by a Chapter 13 bankruptcy
proceeding.
Creditors often will work
with debtors in a chapter 13 bankruptcy, as
chapter 13 provides the opportunity to recover funds
from you, as apposed to a Chapter 7 bankruptcy where the
ability to recover the debt
may be eliminated.
Those who are more likely to
file for a chapter 13 bankruptcy are individuals
who seek to hold on to possessions such as a home,
multiple vehicles, or other property or assets.
Regarding
chapter 13 bankruptcy legal needs, Hizer & Schimmel has the experience and
resources to effectively guide you through the legal process. We always strive to
provide the highest
standard of legal representation to aggressively pursue your
chapter 13 bankruptcy legal goals.
If you are
contemplating filing for chapter 13 bankruptcy, and need to seek
experienced legal advice
and representation from a qualified chapter 13 bankruptcy
attorney (lawyer), please call our office to schedule a confidential legal
consultation
by calling
(419) 693-0911
(Toledo & Northwood Area),
(419) 841-3600
(Sylvania Area),
or
(419) 353-2400
(Bowling Green area).
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